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<channel>
	<title>Matt Earle</title>
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	<link>http://www.mattearle.com</link>
	<description></description>
	<pubDate>Thu, 17 May 2012 11:49:13 +0000</pubDate>
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		<title>Article and Comments Before Facebook (Pump and Dump) IPO</title>
		<link>http://www.mattearle.com/article-and-comments-before-facebook-pump-and-dump-ipo/</link>
		<comments>http://www.mattearle.com/article-and-comments-before-facebook-pump-and-dump-ipo/#comments</comments>
		<pubDate>Thu, 17 May 2012 11:47:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mattearle.com/?p=163</guid>
		<description><![CDATA[This is a cut and paste of the The Telegraph&#8217;s coverage of the day before the facebook IPO.  I am intending to read this in a couple weeks when the stock has done whatever it is going to do.  Read the article and the comments.

Facebook backers sell bigger stakes on strong demand for shares in [...]]]></description>
			<content:encoded><![CDATA[<p>This is a cut and paste of the The Telegraph&#8217;s coverage of the day before the facebook IPO.  I am intending to read this in a couple weeks when the stock has done whatever it is going to do.  Read the article and the comments.</p>
<div class="storyHead">
<h1>Facebook backers sell bigger stakes on strong demand for shares in IPO</h1>
<h2>Early investors in Facebook including Goldman Sachs and Peter Thiel, one of the company&#8217;s directors, have increased the size of the stakes they&#8217;re selling in tomorrow&#8217;s IPO in the face of rampant demand for the shares.</h2>
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<div class="ssImg"><img src="http://i.telegraph.co.uk/multimedia/archive/02221/facebooktimeline_2221000c.jpg" alt="Facebook backers sell bigger stakes on strong demand for shares in IPO" width="460" height="287" /></p>
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<div class="ingCaptionCredit"><span class="caption">Facebook&#8217;s value is expected to surge even higher when trading in its shares on the Nasdaq stock exchange begins tomorrow.</span> <span class="credit">Photo: EPA</span></div>
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<p class="bylineBody">Telegraph staff and agencies</p>
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<p class="publishedDate">10:12AM BST 17 May 2012</p>
<p class="comments"><img src="http://www.telegraph.co.uk/template/ver1-0/i/share/comments.gif" alt="Comments" /><a href="http://www.telegraph.co.uk/finance/newsbysector/mediatechnologyandtelecoms/digital-media/9271583/Facebook-backers-sell-bigger-stakes-on-strong-demand-for-shares-in-IPO.html#disqus_thread">10 Comments</a></p>
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<p>The social network said yesterday it was offering an extra 85m shares to the public market at the eleventh hour.</p></div>
<div class="secondPar">
<p>Facebook, founded by 28-year-old Mark Zuckerberg in his Harvard dormitory room, boosted the number of shares available by a quarter, from 337.4m to 422m, making Facebook’s market debut the third biggest the US has ever seen. Only the launches of Visa and General Motors were larger.</p></div>
<div class="thirdPar">
<p>DST Global, the investment fund of Russian investor Yuri Milner, is now selling 40pc of its stake, up from 23pc originally. Goldman Sachs, which co-invested with DST, and Tiger Global Management will both sell as much as 50pc of their stakes, up from 23pc and 7pc respectively, the <em>Wall Street Journal</em> reported.</div>
<div class="fourthPar">
<p>Peter Thiel, who invested $500,000 (£314,500) in Facebook in 2004, now plans to offer as much as 50pc of his stake, up from 20pc earlier. He stands to make as much as $847m in the flotation.</p></div>
<div class="fifthPar">
<p>While the increase in the number of shares being made available for the IPO helps to meet investor demand, it may also indicate sellers do not expect the shares to make signficant gains after the float, so are cashing in now.</p></div>
<div class="body">
<p>The increase in the number of shares offered in the IPO came after the social network raised the target price range for its shares to between $34 and $38, putting it on course to raise up to $16bn of investment.</p>
<p>If it achieves the top end of that range, as seems likely given the level of investor demand, Facebook will be worth $104bn, immediately catapulting it past companies such as Disney and Ford in valuation terms.</p>
<p>Mr Zuckerberg, who owns 28.4pc of the company, will become one of the richest people in the world with a personal fortune of nearly $30bn.</p>
<p>Facebook’s value is expected to surge even higher when trading in its shares on the Nasdaq stock exchange begins tomorrow, under the FB ticker.</p>
<p>When Google listed in 2004, it placed at $85 a share and rose as high as $104.06 on its first day of trading before closing up at $100.33.</p>
<p>LinkedIn’s IPO a year ago saw an even bigger jump. Shares in the social network, which is targeted at professionals, were placed at $45 but ended their first day on the stock exchange up at $94.25.</p>
<p>The level of investor interest in Facebook suggests it could follow a similar trajectory. Before the social network released its extra shares, its IPO was so oversubscribed that major institutional investors were forced to scrabble around syndicate desks chasing extra stock with which to bump up their stakes. Some of Facebook’s underwriters were reportedly closing their books early because they had no shares left to sell.</p>
<p>The frenzy of demand does not appear to be much dented by persistent concerns over the longevity of Facebook’s business model, and the effecitveness of its advertising.</p>
<p>Nearly two thirds of Americans who actively invest in the stock market think Facebook is overvalued, and Warren Buffett, the billionaire investor, has said he will not be buying into the company.</p>
<p>General Motors fuelled those anxieties on Tuesday, as it announced that it would no longer pay for advertising on Facebook because the adverts have little impact on consumers’ decisions to buy cars.</p>
<p>Meanwhile Facebook has itself warned that the surge in people using the social network ontheir mobiles is threatening its long-term prospects, because it has not worked out how to monetise that usage fast enough.</p>
<p>Investors and shareholder groups are also concerned about Facebook’s corporate governance, and a dual-class shareholding structure which will effectively allow Mr Zuckerberg to continue running the business as if it were a private company.</p>
<p>expbrit</p>
<p>18 minutes ago</p>
<p>What on earth is going on?   The content in the last 5 paragraphs alone screams; Don&#8217;t go there&#8230;&#8230;.!!!</p>
<p>OldRedned</p>
<p>Today 11:03 AM</p>
<p>Wow! Facebook is worth $104bn. My question to Facebook&#8217;s  Mark Zuckerberg is this: Where are the FREE shares?</p>
<p>The 800 million Facebook subscribers are Facebook&#8217;s  assets. Without them, Facebook is nothing. What do you think is going to happen if millions of Facebook subscribers say &#8216;Free shares or I close my account&#8217;?</p>
<p>So - when do Facebook subscribers get their FREE shares?</p>
<p>valdi</p>
<p>32 minutes ago</p>
<p>very good idea !</p>
<p>borderscommentator</p>
<p>Today 10:53 AM</p>
<p>Saddest thing is its our money a lot of these people are playing with. When its a burst bubble after common sense shows its the most expensive list of names in the world, will they pay back the bonuses and earnings they made on the deal? Note should be taken its not a rubbish business its just not worth $100Bn</p>
<p>Rhetoric Comment</p>
<p>Today 10:50 AM</p>
<p>This could be an example of a classic bubble - shouldn&#8217;t touch it unless you are happy to lose your hard earned cash. GS have obviously factored in the current market conditions and the possible impact of a crash generated by Greece and the Euro and decided best to take the money tomorrow - if you buy these shares you really are being Barnumed (remember PTs famous phrase).</p>
<p>TheBoggart</p>
<p>Today 10:39 AM</p>
<p>So - Goldman Sachs are using the buying frenzy that they, among others, have whipped up to dump their shares in this pile of corporate merde?</p>
<p>I am so surprised&#8230;.</p>
<p>expbrit</p>
<p>16 minutes ago</p>
<p> <img src='http://www.mattearle.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
<p>Recommend</p>
<p>Report</p>
<p>BarryCalms</p>
<p>Today 10:34 AM</p>
<p>Takes me back to the dotcom crash times! I feel so nostalgic.</p>
<p>A company being capitalised at multi billions, when it has no tangible asset value whatsover.It makes a profit yes, but nowhere near on a multiple in relation to what its being valued at.Also FB is at saturation now anyway, the growth in new accounts is slowing and it&#8217;s never going to get 100% of every online account.Wouldnt touch this with a bargepole.Unlike!</p>
<p>TruthDestroysWorlds</p>
<p>Today 10:27 AM</p>
<p>Looks like a classic case of  &#8217;pump and dump&#8217; to me.</p>
<p>When the likes of Goldman are leaving town, keep well away.</p>
<p>charlescawley</p>
<p>50 minutes ago</p>
<p>It is a grotesque repetition.</p>
<p>As with all fixed markets the key thing is to keep the buyers ignorant; in this state, they will believe anything and driven on by a desperate, it seems, need to find a home for their money, they open their wallets and say after me: &#8216;help yourself&#8217;..</p>
<p>It&#8217;s back to dull old transparency.</p></div>
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		<title>Upload/Select Multiple Files in Android Froyo 2.2 to Dropbox</title>
		<link>http://www.mattearle.com/uploadselect-multiple-files-in-android-froyo-22-to-dropbox/</link>
		<comments>http://www.mattearle.com/uploadselect-multiple-files-in-android-froyo-22-to-dropbox/#comments</comments>
		<pubDate>Fri, 01 Jul 2011 20:16:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Geek Stuff]]></category>

		<guid isPermaLink="false">http://www.mattearle.com/?p=160</guid>
		<description><![CDATA[I was looking for a solution to easily get photos off my phone and into Dropbox.  Ideally they would make it so you could setup any folder on your Android phone to sync with a Dropbox folder.  This will probably happen sooner or later but as far as I know is not currently [...]]]></description>
			<content:encoded><![CDATA[<p>I was looking for a solution to easily get photos off my phone and into Dropbox.  Ideally they would make it so you could setup any folder on your Android phone to sync with a Dropbox folder.  This will probably happen sooner or later but as far as I know is not currently available.</p>
<p>At the very least I was looking to be able to select multiple files within Gallery or Astro File Manager and then just click the Share button and then pick Dropbox.  Thus I could select all the files on my phone and Share them to Dropbox.  However, I was shocked to discover that the default Gallery app in Android 2.2 does not have multiple select. iOS has had this for a long time.  Pretty frustrating.  Worse there has been some silly delay releasing Gingerbread 2.3 and so I am stuck with Froyo 2.2 until they do that (I am not interested in messing around with XDA Roms).</p>
<p><strong>Solution</strong></p>
<p>Install QuickPic - <a href="http://www.lifehacker.com.au/2011/05/quickpic-is-a-fast-free-gallery-replacement-for-android/">http://www.lifehacker.com.au/2011/05/quickpic-is-a-fast-free-gallery-replacement-for-android/</a> - it has multiple select and then you can Share to Dropbox all of the files you multi-selected.</p>
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		<title>[SOLVED] XP Home Security 2011/XP Total Security Virus/Malware Removal Instructions in Safe Mode</title>
		<link>http://www.mattearle.com/xp-home-security-2011-virusmalware-removal-instructions/</link>
		<comments>http://www.mattearle.com/xp-home-security-2011-virusmalware-removal-instructions/#comments</comments>
		<pubDate>Tue, 05 Apr 2011 03:22:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Internet Scams]]></category>

		<guid isPermaLink="false">http://www.mattearle.com/?p=131</guid>
		<description><![CDATA[I think it is important to share this experience because I had to waste an hour dealing with this thing and I want to save some other people time.
How I Got The Virus
I am a programmer, former IRC geek and earn my living running websites and doing internet marketing so I generally like to think [...]]]></description>
			<content:encoded><![CDATA[<p>I think it is important to share this experience because I had to waste an hour dealing with this thing and I want to save some other people time.</p>
<p><strong>How I Got The Virus</strong></p>
<p>I am a programmer, former IRC geek and earn my living running websites and doing internet marketing so I generally like to think of myself as savvy with computers.  However, I was browsing an admittedly dodgy site, using Firefox, and loaded the page.  That&#8217;s it.  That is enough to get this virus.  You do not need to click on file attachments or use Internet Explorer 6.  Using the latest version of Firefox I got the virus just by visiting the page.  I guess I am going to have to switch to Google Chrome.<img class="size-medium wp-image-143 alignright" style="margin-left: 5px; margin-right: 5px;" title="xp_home_security_2011" src="http://www.mattearle.com/wp-content/uploads/2011/04/xp_home_security_2011-300x213.jpg" alt="xp_home_security_2011" width="300" height="213" /><br />
<span id="more-131"></span></p>
<p><strong>The Symptoms</strong></p>
<ul>
<li>A window with the title <strong>XP Home Security or XP Anti Spyware or XP Total Security</strong> (all synonyms for the same thing) pops up with an animation of files being scanned.</li>
<li>You cannot run MalwareBytes, RKill, AVG or anything else</li>
<li>Even when you reboot into Safe Mode (hold F8 while rebooting) the virus somehow still runs and kills your processes like Internet Explorer, Add/Remove Programs etc.  This is a first for me.  I have never seen a virus that runs in SafeMode.</li>
</ul>
<p><strong>Why Would Someone Make This Virus That Runs In Safe Mode</strong></p>
<p>Almost all viruses are made to make money.  Some are for building up a network of infected computer drones to email spam (so they can sell Viagara and crap like that and make money).  This one is new in that it is directly trying to trick you into paying with your credit card to get rid of it.  This is not far off how McAfee and Norton make their money only the viruses they protect from &#8220;just happen&#8221; and then they sell you a solution.  <strong>Note: everything the program tells you is just fake to convince people that they actually paid for something useful.  Ignore anything the program says.</strong></p>
<h2>How I Fixed It</h2>
<p><strong>Note: this fix requires running three (3) files which you can <a href="https://s3.amazonaws.com/mattearle/virus-fix.zip">download as a ZIP here</a>.  If you have it at your disposal, use a second PC to download these files and put them on a memory key and then put that memory key into the infected PC and run them from there. </strong></p>
<p><strong>1. Reboot The Computer Into Safe Mode</strong></p>
<ol>
<li>This is not a silver bullet like with most viruses but worth doing.</li>
<li>Reboot the computer and keep pressing F8,</li>
<li>You will get a prompt with a bunch of options</li>
<li>Pick<strong> Safe Mode with Networking</strong></li>
</ol>
<p><strong>2. Get The Virus To Give You Some Breathing Room<br />
</strong></p>
<ol>
<li>When the XP Home Security runs, click on Register (top right corner of the program)</li>
<li>Then click Manual Activation (or maybe Installation)</li>
<li>Use this Reg Code: 1147-175591-6550</li>
<li>It will do some stuff like Downloading Updates then finally complete.</li>
</ol>
<p><strong>3. Restore The Ability To Run Browsers and Other EXE Files</strong></p>
<ul>
<li>Run FixNCR.reg to get back the ability to run .exe files. Download it here: <a title="https://s3.amazonaws.com/mattearle/FixNCR.reg" href="https://s3.amazonaws.com/mattearle/FixNCR.reg">https://s3.amazonaws.com/mattearle/FixNCR.reg</a></li>
</ul>
<p><strong>4. Kill The Virus&#8217; Various Malicious Processes</strong></p>
<ul>
<li>Run RKill.exe to close down all of the virus processes.  Download it here: <a title="https://s3.amazonaws.com/mattearle/rkill.com" href="https://s3.amazonaws.com/mattearle/rkill.com">https://s3.amazonaws.com/mattearle/rkill.com</a></li>
</ul>
<p><strong>5. Remove The Virus With A Full Scan From A Good AntiVirus</strong></p>
<ul>
<li>Update and then Run MalwareBytes Full Scan - <a title="https://s3.amazonaws.com/mattearle/mbam-setup.exe" href="https://s3.amazonaws.com/mattearle/mbam-setup.exe">https://s3.amazonaws.com/mattearle/mbam-setup.exe</a></li>
</ul>
<p><strong>6. Avoid Getting A Virus Like This Again</strong></p>
<ul>
<li>Use Google Chrome Browser - <a href="http://www.google.com/chrome">http://www.google.com/chrome</a></li>
<li>Use a Mac - these viruses are usually not written for Mac computers (I do not use one but am considering it)</li>
<li>Do not visit really dodgy web pages.  If you want to look for warez, find a safer way to find them.<strong><br />
</strong></li>
</ul>
<p>Let me know how you make out in the comments below.  Hopefully this saves others time and frustration.</p>
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		<title>New facebook downtime tracker website</title>
		<link>http://www.mattearle.com/new-facebook-downtime-tracker-website/</link>
		<comments>http://www.mattearle.com/new-facebook-downtime-tracker-website/#comments</comments>
		<pubDate>Tue, 11 Jan 2011 15:27:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mattearle.com/?p=126</guid>
		<description><![CDATA[Check out facebook down.  They provide a central hub to confirm if facebook is actually down or if it is more of a local issue.  You can also post a report of your downtime and read about other people&#8217;s experiences with it being down in real time.

]]></description>
			<content:encoded><![CDATA[<p>Check out <a title="facebook down" href="http://facebookisdown.org">facebook down</a>.  They provide a central hub to confirm if facebook is actually down or if it is more of a local issue.  You can also post a report of your downtime and read about other people&#8217;s experiences with it being down in real time.</p>
<p><a href="http://facebookisdown.org"><img class="alignnone size-full wp-image-127" title="facebook-is-down" src="http://www.mattearle.com/wp-content/uploads/2011/01/facebook-is-down.jpg" alt="facebook-is-down" width="500" height="396" /></a></p>
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		<title>Extremely Easy Screen Capture Software Review: Screenr</title>
		<link>http://www.mattearle.com/extremely-easy-screen-capture-software-review-screenr/</link>
		<comments>http://www.mattearle.com/extremely-easy-screen-capture-software-review-screenr/#comments</comments>
		<pubDate>Mon, 06 Dec 2010 21:13:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Geek Stuff]]></category>

		<guid isPermaLink="false">http://www.mattearle.com/?p=120</guid>
		<description><![CDATA[I call this software because that it is web-based software but think &#8220;a few clicks on a website and it works&#8221; rather than downloading and configuring a standalone piece of software.  This wonderful company has come up with a PC screen capture software called Screenr.  You can find the application at http://screenr.com.  [...]]]></description>
			<content:encoded><![CDATA[<p>I call this software because that it is web-based software but think &#8220;a few clicks on a website and it works&#8221; rather than downloading and configuring a standalone piece of software.  This wonderful company has come up with a PC screen capture software called Screenr.  You can find the application at <a href="http://screenr.com">http://screenr.com</a>.  It is incredibly easy to use and within about 5 minutes you can have a very high resolution, high quality, hosted screen capture with audio.  The idea for the software is to share your screencast over twitter but that is not necessary.  You can just make a screencast and then email people the link to it.</p>
<p><img src="http://www.mattearle.com/wp-content/uploads/2010/12/screenr-screen-capture-software.jpg" alt="screenr-screen-capture-software" title="screenr-screen-capture-software" width="500" height="234" class="alignnone size-full wp-image-123" /></p>
<p>The things that they got very right:<br />
-ease of use - literally effortless to make a screencast<br />
-quality of product - the screencast looks and sounds great, even in standard definition, though there is an HD button<br />
-making it free<br />
-making it so you do not have to sign up for a bunch of junk to use it  </p>
<p>The things they got wrong:<br />
-nothing.</p>
<p>This is a great product, if you need to make a screencast or capture your PC/MAC, this is the easiest and best way I have ever seen to do it.  Also, this is a good demonstration of a web application doing a better job than you can do with installed software.  </p>
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		<title>Boutiques.com by Google??  Yup, Google.</title>
		<link>http://www.mattearle.com/boutiquescom-by-google-yup-google/</link>
		<comments>http://www.mattearle.com/boutiquescom-by-google-yup-google/#comments</comments>
		<pubDate>Fri, 19 Nov 2010 14:09:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Websites]]></category>

		<guid isPermaLink="false">http://www.mattearle.com/?p=113</guid>
		<description><![CDATA[I just came across this website called Boutiques.com and it is made by Google.  Proof here: http://www.boutiques.com/terms.py.
Pretty surprising that a company that almost exclusively hires nerds and cannot do anything social for the life of them would attempt a foray into fashion.  Wait a second&#8230; I know what happened here.  This is [...]]]></description>
			<content:encoded><![CDATA[<p>I just came across this website called Boutiques.com and it is made by Google.  Proof here: <a href="http://www.boutiques.com/terms.py">http://www.boutiques.com/terms.py</a>.</p>
<p>Pretty surprising that a company that almost exclusively hires nerds and cannot do anything social for the life of them would attempt a foray into fashion.  Wait a second&#8230; I know what happened here.  This is an attempt by a bunch of geeks to get attractive women into the Google office and make the company look less like a Dungeons and Dragons club and more like&#8230;. facebook.<br />
<img src="http://www.mattearle.com/wp-content/uploads/2010/11/boutiques-com-google.jpg" alt="boutiques-com-google" title="boutiques-com-google" width="500" height="379" class="alignnone size-full wp-image-118" /><span id="more-113"></span><br />
Anyway, as you can see the site looks very cool and I like the idea of taking very opposite people - engineers and attractive women, with surprisingly complimentary skills and combining them to create a website with great technology but also an understanding of women&#8217;s interests.</p>
<p>It works with a six step process that basically feels out your tastes by asking you which image you prefer, in a process similar to &#8220;hot or not&#8221;, for a whole bunch of images.  It obviously keeps track of your preferences and uses this data, combined with what the Google engineers asked the people with good taste, and forms a signature of your tastes.  it them matches this with the signatures of various designers and is able to recommend clothes to you.  This is a very clever and novel idea that is perfectly executed.  </p>
<p>it also allows you to browse and follow favorite collections, created through the process above, of all sorts of celebrities.  They also paid them to get the thing started but no doubt people will do it for free once this reaches a critical mass.</p>
<p>The technology is solid.  It feels like Flash but is actually Javascript combined with Python.  When you select an item, you get a very predictable result and the UI responds intuitively.  </p>
<p>I think Google is onto something by realizing that math and engineering majors may be great at programming and solving technical problems, but admitting they are unusual people and therefore their products alone will not always resonate with the majority of the population.  By recognizing this limitation and reaching out to attractive, cool people (who can easily be hired) and extracting this sense of style and coolness from them, they have created something the world will love.  </p>
<p>Check it out <a href="http://www.boutiques.com">http://www.boutiques.com</a></p>
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		<title>Renting Water Heaters &#124; DirectEnergy &#124; Big Ripoff</title>
		<link>http://www.mattearle.com/renting-water-heaters-directenergy-ripoff/</link>
		<comments>http://www.mattearle.com/renting-water-heaters-directenergy-ripoff/#comments</comments>
		<pubDate>Wed, 27 Oct 2010 14:13:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Home Finances]]></category>

		<guid isPermaLink="false">http://www.mattearle.com/?p=109</guid>
		<description><![CDATA[I have been researching about options for water heaters and the cost of owning versus renting and just wanted to share my conclusions.  It seems renting a water heater is a really BIG rip-off.  Regardless of whether you get the tankless or the tank kind, your rent from DirectEnergy works out to buying [...]]]></description>
			<content:encoded><![CDATA[<p>I have been researching about options for water heaters and the cost of owning versus renting and just wanted to share my conclusions.  It seems renting a water heater is a really BIG rip-off.  Regardless of whether you get the tankless or the tank kind, your rent from DirectEnergy works out to buying it after 3.5 years.  On average they last 12 years for tank, 20 years for tankless.   Therefore if you rent it, you could have bought it 3 or 4 times during the lifespan of the appliance.  </p>
<p>Here are some numbers for a Tankless water heater:</p>
<ul>
<li>Owning - About $2,800 with taxes to install Lowe&#8217;s Bosch tankless water heater. You have to pay for repairs which we can estimate at $2,000 over 20 years. therefore $4,800.</li>
<li>Renting - $40/month from DirectEnergy.  Over 20 years the cost to you is $9,600. They pay for the repairs so the cost to you is $9,600.</li>
</ul>
<p>You can see why they want you to rent.  Because this is such a lucrative business, there are also these from other third-party pirate companies who come to door-to-door to try and rent you a water heater.  Their pricing is an even bigger rip-off.  The one advantage of renting is they will fix it if there are any problems.  This sounds appealing but so will 100s of companies you can find in the YellowPages and the cost of all the maintenance over the lifespan of the heater will never work out to the thousands you spend on rent.</p>
<p>That is my two cents on water heaters.  </p>
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		<title>1 Tip for a Flat Belly Ads</title>
		<link>http://www.mattearle.com/1-tip-for-a-flat-belly-ads/</link>
		<comments>http://www.mattearle.com/1-tip-for-a-flat-belly-ads/#comments</comments>
		<pubDate>Wed, 07 Apr 2010 01:49:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Internet Scams]]></category>

		<guid isPermaLink="false">http://www.mattearle.com/?p=98</guid>
		<description><![CDATA[This is hilarious.  Maybe because of this article and the many other ones like it pointing out what  a racket and waste of time the products behind this series of ads is, they have adapted the title on the ads to &#8220;1 Tip for a Flat Belly&#8221;.  
Don&#8217;t you scammers get it?? [...]]]></description>
			<content:encoded><![CDATA[<p>This is hilarious.  Maybe because of <a href="http://www.mattearle.com/weight-loss-acai-berry-scams-1-trick-of-a-tiny-belly-1-weird-old-tip-fraud/">this article</a> and the many other ones like it pointing out what  a racket and waste of time the products behind this series of ads is, they have adapted the title on the ads to &#8220;1 Tip for a Flat Belly&#8221;.  </p>
<p>Don&#8217;t you scammers get it?? This is wrong.  You are deceiving real people who need this money for more important things in their lives. This is not a victimless crime, there are people out there who are not providing for their children as well as they could be because they are being scammed by you.  </p>
<p>To the people clicking on these ads, I <a href="http://www.mattearle.com/weight-loss-acai-berry-scams-1-trick-of-a-tiny-belly-1-weird-old-tip-fraud/">would restate</a> there are no short cuts when it comes to personal health and weight management.  When you live in a world where caloric temptation is everywhere, it really just takes a lot of hard work and discipline to not eat too much.  Likewise, when you are working too hard and making poor choices like paying for weight loss scam potions, you will not have as much free time as you need for exercise.  Health is what you want.  Good health really will make you happy.  Why sacrifice it for less important things?</p>
<p>Anyway, I still think it&#8217;s amazing how quickly they have adapted.</p>
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		<title>GAP Store Sprize Turned Upside Down</title>
		<link>http://www.mattearle.com/gap-store-sprize-turned-upside-down/</link>
		<comments>http://www.mattearle.com/gap-store-sprize-turned-upside-down/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 18:50:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Geek Stuff]]></category>

		<guid isPermaLink="false">http://www.mattearle.com/?p=78</guid>
		<description><![CDATA[This is such a cool advertising campaign for the new GAP Sprize loyalty campaign:
http://adsoftheworld.com/media/ambient/gap_sprize_loyalty_program_launch
Though it seems rather blunt and obvious, no one had done it before and it is actually very clever.  Not to mention the free buzz something this clever gets because it is very bloggable, twitterable and smart.  Even looks like [...]]]></description>
			<content:encoded><![CDATA[<p>This is such a cool advertising campaign for the new GAP Sprize loyalty campaign:<br />
<a href="http://adsoftheworld.com/media/ambient/gap_sprize_loyalty_program_launch">http://adsoftheworld.com/media/ambient/gap_sprize_loyalty_program_launch</a></p>
<p>Though it seems rather blunt and obvious, no one had done it before and it is actually very clever.  Not to mention the free buzz something this clever gets because it is very bloggable, twitterable and smart.  Even looks like a great execution.  Wish they would do something like that here in Bermuda.  Anyway, enjoy the video, only takes two minutes and is pretty cool.</p>
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		<title>1 Trick of a Tiny Belly &#124; 1 Tip for a Flat Belly Ads &#124; Weight Loss Acai Berry Scams</title>
		<link>http://www.mattearle.com/weight-loss-acai-berry-scams-1-trick-of-a-tiny-belly-1-weird-old-tip-fraud/</link>
		<comments>http://www.mattearle.com/weight-loss-acai-berry-scams-1-trick-of-a-tiny-belly-1-weird-old-tip-fraud/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 17:46:25 +0000</pubDate>
		<dc:creator>Export</dc:creator>
		
		<category><![CDATA[Internet Scams]]></category>

		<guid isPermaLink="false">http://www.mattearle.com/?p=47</guid>
		<description><![CDATA[OK, I thought it was only right to point out the fraud that is being perpetrated on people throughout the world and explain how it works.

You have probably seen some of the ads that are plastered all over hundreds of websites with the animation of a woman shrinking from being large and rather unattractive to [...]]]></description>
			<content:encoded><![CDATA[<p>OK, I thought it was only right to point out the fraud that is being perpetrated on people throughout the world and explain how it works.</p>
<p><img class="size-full wp-image-50 alignleft" title="1-trick-of-a-tiny-belly-scam1" src="http://www.mattearle.com/wp-content/uploads/2010/01/1-trick-of-a-tiny-belly-scam1.jpg" alt="1-trick-of-a-tiny-belly-scam1" width="361" height="315" /><span id="more-47"></span></p>
<p>You have probably seen some of the ads that are plastered all over hundreds of websites with the animation of a woman shrinking from being large and rather unattractive to thin and happy looking.  They have text in a handwritten font claiming that it is some sort of home remedy or mother&#8217;s secret passed down over time.</p>
<p><strong>The human weakness the scam preys on: </strong>people hate being overweight, it is socially stigmatized and socially unacceptable and so they are desperate to get thin because they believe that will lead to a happier and success filled life. To some extent they are probably right but that does not mean they should listen to false promises from people trying to sell them crap to make that happen.</p>
<p><strong>How It Works And Why It Is A Scam:</strong></p>
<ol>
<li>People browse websites and see the ads.</li>
<li>They click the ads and are taken to a website with a long narrative about the secret</li>
<li>After reading the nonsense pitch for a while they are channeled into <strong>&#8220;trying out&#8221;</strong> some Acai Berry/Weight Loss Elixir type products.</li>
<li>They put their credit card information and click &#8220;I agree&#8221; to a &#8220;no obligation trial&#8221;.</li>
<li>What they are agreeing to is an endless subscription to be shipped bottles of this stuff each month at a cost of around $80/month.</li>
<li>If they do nothing the products keep coming and they keep getting billed each month for $80.</li>
<li>When the consumer finally catches on and tries to cancel, the company makes it very difficult to unsubscribe from the service - messing you around on the phone and draining half an hour of your time just to speak to someone.</li>
</ol>
<p><b>In Summary</b><br />
You get endless shipments of useless drinks that are extremely expensive and will never help you toward your goal of losing weight. To stop the orders from coming is a very frustrating and time consuming process and in some cases may not be possible at all.</p>
<p><!--more--><br />
<strong>Why Consuming Drinks Will Not Make You Thin</strong></p>
<p>The only way to get thinner is to burn more calories (through exercise + activity + the base amount your body burns just by living) than you consume in food and drinks (that includes anything you put in your body that has calories including stuff like juice and soft drinks - almost anything that tastes good has calories).  Burn more than you eat - THAT IS THE ONLY WAY!!</p>
<p>Here is an example of an appropriate calorie intake vs. burn ratio that will lead to weight loss for most people:</p>
<p><strong>INTAKE SIDE: </strong>It amounts to about three very moderate meals a day: bowl of cereal with glass of orange juice for breakfast, homemade tuna sandwich and an apple for lunch, chicken breast + small scoop of rice + steamed broccoli + one glass of wine for dinner, no snacks after dinner and no dessert).   Which special drinks you consume will not lower the intake side of this equation and will never work to make you thinner - in fact will actually add calories.  I promise you.</p>
<p>If you cheat and have a really high calorie meal, you have to take those calories out of the other meals you have that day.  You are better off just not cheating.</p>
<p><strong>CALORIE BURNING SIDE: </strong>Walking when you can in your work life (take the stairs, park far from work etc).  Doing 35 minutes of fat burning (heart rate around 150 depending on age) exercise like running, cycling, stairmaster, swimming etc. 3-4 times per week.</p>
<p>If you do the above, you will get thin and stay thin, live longer and probably be happier.  That is the only way!</p>
<p><strong>But Oprah Endorses Them&#8230;</strong><br />
This is a complete and total lie.  Celebrities may have stated casually that these products &#8220;maybe cannot hurt&#8221; or could have some benefits but they are absolutely not saying &#8220;if you drink this stuff, you will get thin even if you sit around and eat McDonald&#8217;s all day&#8221;.</p>
<p><strong>External Links</strong></p>
<ul>
<li><a target="_blank" href="http://edition.cnn.com/2009/HEALTH/03/23/acai.berries.scam/index.html">CNN - Group challenges acai berry weight-loss claims</a></li>
<ul>
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